Privacy Policy

At FinFocus ("we", "our", or "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://finfocus.com (the "Site"). Please read this policy carefully.

1. Information We Collect

We collect several types of information for various purposes to provide and improve our Service to you.

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personal information may include, but is not limited to:

• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Cookies and Usage Data

Usage Data

We may also collect information that your browser sends whenever you visit our Service ("Usage Data"). This data may include information such as your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.

2. Use of Your Information

FinFocus uses the collected data for various purposes:

• To provide and maintain our Service, including financial coaching and budget planning tools.
• To notify you about changes to our Service.
• To allow you to participate in interactive features of our Service when you choose to do so.
• To provide customer care and support.
• To provide analysis or valuable information so that we can improve the Service.
• To monitor the usage of the Service.
• To detect, prevent and address technical issues.

3. Legal Basis for Processing (GDPR)

If you are a resident of the European Economic Area (EEA), we rely on the following legal grounds to process your personal data:

• Consent: You have given us clear consent to process your personal data for a specific purpose.
• Legitimate Interests: We need to process your data to perform our contract obligations (e.g., providing financial coaching services).
• Legal Obligation: We need to comply with a legal obligation.
• Vital Interests: To protect your vital interests or of another natural person.
• Public Task: To perform a task in the public interest.

4. Sharing Your Information

We may share your personal information with third parties in the following circumstances:

• With Service Providers: We may share your personal information with third-party service providers to monitor and analyze the use of our Service, to contact you, or to provide financial data aggregation services.
• For Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
• With Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.

5. Retention of Data

FinFocus will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable tax laws), resolve disputes, and enforce our legal agreements and policies.

6. Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside Netherlands and choose to provide information to us, please note that we transfer the data, including Personal Data, to Netherlands and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

7. Your Data Protection Rights (GDPR)

If you are a resident of the EEA, you have certain data protection rights. FinFocus aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

• The right to access, update or to delete the information we have on you.
• The right of rectification. You have the right to have your information corrected if it is inaccurate or incomplete.
• The right to object. You have the right to object to our processing of your personal data.
• The right of restriction. You have the right to request that we restrict the processing of your personal information.
• The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable format.
• The right to withdraw consent. You also have the right to withdraw your consent at any time where FinFocus relied on your consent to process your personal data.

Please note that we may ask you to verify your identity before responding to such requests.

8. Security of Data

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the Internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.