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Terms & Conditions

Last updated: January 1, 2026

Welcome to FinFocus. These Terms & Conditions govern your use of our website, services, and resources. By accessing or using FinFocus, you agree to comply with and be bound by the following terms. If you disagree with any part of these terms, you must not access our service.

1. Interpretation and Definitions

For the purposes of these Terms & Conditions:

  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to FinFocus, Strijp-S 45, Eindhoven, 5616 HM, Netherlands.
  • Country refers to: Netherlands.
  • Service refers to the Website.
  • Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
  • Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
  • Website refers to FinFocus, accessible from https://finfocus.com.
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

2. Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You must not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

3. Financial Advice Disclaimer

The content on this website and in our services is for informational and educational purposes only and should not be construed as professional financial advice.

FinFocus is not a registered investment advisor, broker-dealer, or tax advisor. The information provided is based on our own opinions and research and should not be relied upon as the sole basis for making financial decisions.

Before making any financial decisions, you should consult with a qualified professional financial advisor, tax advisor, or legal counsel who is aware of your individual financial situation. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results.

4. Your Responsibilities

As a user of FinFocus, you agree to:

  • Provide accurate, current, and complete information during the registration process or when requesting services.
  • Maintain and promptly update your account information to keep it accurate, current, and complete.
  • Maintain the security of your password and restrict access to your account.
  • Accept responsibility for all activities that occur under your account or password.
  • Notify us immediately if you become aware of any unauthorized use of your account or any other breach of security.
  • Not use the Service for any illegal or unauthorized purpose.
  • Not transmit any worms or viruses or any code of a destructive nature.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of FinFocus and its licensors. The Service is protected by copyright, trademark, and other laws of both the Netherlands and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of FinFocus.

6. Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by FinFocus.

FinFocus has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that FinFocus shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

7. Termination

We may terminate or suspend access to Our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach the Terms.

Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your account, You may simply discontinue using the Service.

8. Governing Law

The laws of the Netherlands, excluding its conflicts of law rules, shall govern this Agreement and your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

9. Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company at [email protected].

10. Limitation of Liability

To the maximum extent permitted by law, FinFocus, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors shall not be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind including, without limitation, lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of the service or any products procured using the service.

11. Indemnification

You agree to indemnify, defend, and hold harmless FinFocus and our affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third-party due to or arising out of your breach of these Terms or your violation of any law or the rights of a third-party.

12. Your Privacy

Please read our Privacy Policy, which also governs the Service and informs users about our data collection practices. Your use of our Service implies your agreement to our Privacy Policy.

13. Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as otherwise stated herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

14. Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

15. Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

By email: [email protected]
By visiting this page on our website: https://finfocus.com
By mail: Strijp-S 45, Eindhoven, 5616 HM, Netherlands